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We, our, and us mean First State Bank
Minnesota.
This is our privacy policy notice for our customers. When we use
the words "you" and "your" we mean the following types of customers:
All of our consumer customers who have a continuing relationship
with us such as:
- Deposit Account
- Loan Account
- Safe deposit box
- Retail installment contract we hold and service
We will tell you the sources for nonpublic personal information
we collect on our customers. We will tell you what measures we take to secure that
information.
We first define some terms.
Nonpublic personal information means information
about you that we collect in connection with providing a financial product or service to
you. Nonpublic personal information does not include information such as telephone
directories or government records.
An affiliate is a company we own or control, a
company that owns or controls us, or a company that is owned or controlled by the same
company that owns or controls us. Ownership does not mean complete ownership, but means
owning enough to have control.
A nonaffiliated third party is a company that is
not an affiliate of ours.
THE INFORMATION THAT WE COLLECT
We collect nonpublic personal information about you from the
following sources:
- Information we receive for you on applications or other forms
- Information about your transactions with us
- Information about your transactions with nonaffiliated third
parties
- Information from a consumer reporting agency
INFORMATION WE DISCLOSE ABOUT YOU
We do NOT disclose any nonpublic personal information about
you to anyone, except as permitted by law.
THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NONPUBLIC
PERSONAL INFORMATION
We restrict access to nonpublic personal information about you to
those employees who need to know that information to provide products or services to you.
We maintain physical, electronic, and procedural safeguards that comply with federal
standards to guard your nonpublic personal information.
NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS
We do not disclose nonpublic personal information about former
customers, except as permitted by law. |
