|
Savings
|
Passbook |
Hi Fi |
Investment
Savings |
| Description |
Savings
for
customers
who want the
basics |
Higher
yield
with less liquidity |
Safe,
secure,
for larger
investments |
Minimum
Daily
Balance |
None |
$1,000 |
$30,000 |
Annual
Percentage
Yield |
Rates subject to
change.
Call FSB toll-free at 877-224-5260 for current rates. |
| Interest |
Paid
quarterly |
Paid
monthly |
Paid
monthly |
| Withdrawals |
6
per month (Limitations may apply - see **Note A below) |
6
per month (Limitations may apply - see **Note A below) |
6
per month (Limitations may apply - see **Note A below) |
| Fee |
None |
$10,
if
balance below
minimum |
$25,
if
balance below
minimum |
Certificates of Deposit
|
Money
Market |
CD's |
IRA's |
| Description |
Short
term
savings with
higher returns |
Higher
yield
with less liquidity |
Long
term
investments with
tax benefits |
Minimum
Balance |
$1,000 |
$1,000 |
None |
Annual
Percentage
Yield |
Rates subject to
change.
Call FSB toll-free at 877-224-5260 for current rates. |
| Terms |
91
& 182 days |
1,
1 1/2, 2,
3 & 5 year |
No
maturity date |
**Note A - You
may take six (6) transfers from your account each four (4) week or
similar period, if by preauthorized or automatic transfer, or
telephone (including data transmission) agreement, order or
instruction. Three (3) of these transfers may be made by check, draft,
debit card or similar order (including POS transactions), made by the
depositor and payable to third parties. Transfers and withdrawals made
in person, by messenger, by mail or at an ATM are unlimited. Rates
subject to change |
