Grow your money with the
First State Bank
Minnesota
savings account
or certificate that is
right for you!

Savings & CD's

Savings

	Passbook	Hi Fi	Investment Savings
Description	Savings for customers who want the basics	Higher yield with less liquidity	Safe, secure, for larger investments
Minimum Daily Balance	None	$1,000	$30,000
Annual Percentage Yield	Rates subject to change. Call FSB toll-free at 877-224-5260 for current rates.
Interest	Paid quarterly	Paid monthly	Paid monthly
Withdrawals	6 per month (Limitations may apply - see **Note A below)	6 per month (Limitations may apply - see **Note A below)	6 per month (Limitations may apply - see **Note A below)
Fee	None	$10 per month, if balance below minimum	$25 per month, if balance below minimum

Certificates of Deposit

	CD's	IRA's
Description	Higher yield with less liquidity	Long term investments with possible tax benefits (consult your tax advisor)
Minimum Balance	$500	None
Annual Percentage Yield	Rates subject to change. Call FSB toll-free at 877-224-5260 for current rates.
Terms	91 days, 182 days, 1, 1 1/2, 2, 3 & 5 year	50 years auto renew

**Note A - You may take six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction. Three (3) of these transfers may be made by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.

Rates subject to change

"To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents."